Collection and Credit Management Services

PSBL manages invoicing and Accounts Receivable in its own name, ensuring strong cash flow and financial discipline.

Cash on Delivery (COD)

• Mandatory collection at delivery
• No return without cash unless approved exceptions
• Centralized monitoring and reconciliation

Credit Management

• Target DSO maintained below 15 days
• Credit extensions require formal approval
• Client-backed guarantees applied where PSBL cannot assume credit risk

Standard Payment Terms

• Pharmacies: 30 days
• Dispensing Doctors: 45 days
• Institutions: 60–90 days
• Government Accounts: 120 days